bubba;295773 wrote:
LOL, thanks only 6286 tries to get it right....

Do you understand what I was trying to get at, and is it reasonable to you?

Yeah, and I understand about the emergency stash. Everyone should have it, but it can go fast. And I make a point not to buy things on credit either. Done resonsibly, it's not a bad thing at all. It just seemed to me like you were trashing the guy without knowing the situation. In that last post you were doing more than just "name calling", you used some evidence to support your point. It makes it seem less shallow and like a cheapshot.

bubba;295775 wrote:
lol... ur the opposite most of the time... more of the oooh shiny i want...

Bryant: check out what i bought
Me: wtf u buy that for
Bryant: (realizes it was dumb)

I can state a few for instances if u want, lol...

PS... u forgot ur fucking pop and pizza noob

BUT! ive never had a late/missed payment...... i USUALLY think and figure for awhile before i make a purchase to know i will be able to pay for it. i take alot into consideration i.e. job security, pay, upcoming holidays, other bills and such

p.p.s..... you can have it, WELCOME ha

blackcherryTSi;295771 wrote:
this ^ x2..... thanks Dr. Phil ha

lol... ur the opposite most of the time... more of the oooh shiny i want...

Bryant: check out what i bought
Me: wtf u buy that for
Bryant: (realizes it was dumb)

I can state a few for instances if u want, lol...

PS... u forgot ur fucking pop and pizza noob

PSiedTSi;295770 wrote:
Quality post #1. Welcome to Fargostreet.

LOL, thanks only 6286 tries to get it right....

Do you understand what I was trying to get at, and is it reasonable to you?

bubba;295765 wrote:
Well see here's an easy way of solving problems like that... and how I approach such things..

If I can't pay cash or write a check (that I have funds for obviously) for something, then I don't buy it... All my cars, parts, electronics, other stuff, paid cash... If I couldnt afford it at the time I wanted it, then I saved my money till i had enough, and made sure I dont blow it on stupid stuff... Everyone calls me a cheap ass because of it and because I like to have a bit of money saved up, but I like to have it where if i lose my job or something I can still pay rent, eat, etc. for a few months, which in the case of losing a job i could most likely have found one just as good long before that time is up. (which if ur reading this wes is why i was hesitant on buying a tv when i did, because it dipped a little into that "emergency stash") The only things i'll ever have a loan for is school (paid well over half outa pocket, coulda had a modded wrx, s2k, built civic, etc, but i tried to pay off as much of that as possible first), and a house.... Did that guy absolutely need to have a newer STi, did his life depend on it, or could he have had a cheaper car that didnt need a big loan for that could've gotten them around....

Now if someone fell on hard times and couldnt afford the shittiest beater, that is the difference from them making it to work or not and supporting themselves, yes then I would feel sorry for them... I dont feel bad cause someone can't have the baller car over something that'll just get them around....

If this belief makes me an insensitive d-bag then oh well... Maybe if more ppl would stop trying to live above their means, there would be a lot less ppl with maxed out credit cards, house foreclosures, ppl way in debt, etc...

this ^ x2..... thanks Dr. Phil ha

bubba;295765 wrote:
Well see here's an easy way of solving problems like that... and how I approach such things..

If I can't pay cash or write a check (that I have funds for obviously) for something, then I don't buy it... All my cars, parts, electronics, other stuff, paid cash... If I couldnt afford it at the time I wanted it, then I saved my money till i had enough, and made sure I dont blow it on stupid stuff... Everyone calls me a cheap ass because of it and because I like to have a bit of money saved up, but I like to have it where if i lose my job or something I can still pay rent, eat, etc. for a few months, which in the case of losing a job i could most likely have found one just as good long before that time is up. (which if ur reading this wes is why i was hesitant on buying a tv when i did, because it dipped a little into that "emergency stash") The only things i'll ever have a loan for is school (paid well over half outa pocket, coulda had a modded wrx, s2k, built civic, etc, but i tried to pay off as much of that as possible first), and a house.... Did that guy absolutely need to have a newer STi, did his life depend on it, or could he have had a cheaper car that didnt need a big loan for that could've gotten them around....

Now if someone fell on hard times and couldnt afford the shittiest beater, that is the difference from them making it to work or not and supporting themselves, yes then I would feel sorry for them... I dont feel bad cause someone can't have the baller car over something that'll just get them around....

If this belief makes me an insensitive d-bag then oh well... Maybe if more ppl would stop trying to live above their means, there would be a lot less ppl with maxed out credit cards, house foreclosures, ppl way in debt, etc...

Quality post #1. Welcome to Fargostreet.

PSiedTSi;295582 wrote:
You're an idiot. How do you know he wasn't trying to sell it and he owed more on the car than it was worth?

No ones asking you to feel bad, but fuck man, you don't have to be so fucking insensitive(or douchebag). It's not always black and white. If person x was diagnosed with cancer and couldn't work therefore their car got repossessed, it's a little different situation.

Well see here's an easy way of solving problems like that... and how I approach such things..

If I can't pay cash or write a check (that I have funds for obviously) for something, then I don't buy it... All my cars, parts, electronics, other stuff, paid cash... If I couldnt afford it at the time I wanted it, then I saved my money till i had enough, and made sure I dont blow it on stupid stuff... Everyone calls me a cheap ass because of it and because I like to have a bit of money saved up, but I like to have it where if i lose my job or something I can still pay rent, eat, etc. for a few months, which in the case of losing a job i could most likely have found one just as good long before that time is up. (which if ur reading this wes is why i was hesitant on buying a tv when i did, because it dipped a little into that "emergency stash") The only things i'll ever have a loan for is school (paid well over half outa pocket, coulda had a modded wrx, s2k, built civic, etc, but i tried to pay off as much of that as possible first), and a house.... Did that guy absolutely need to have a newer STi, did his life depend on it, or could he have had a cheaper car that didnt need a big loan for that could've gotten them around....

Now if someone fell on hard times and couldnt afford the shittiest beater, that is the difference from them making it to work or not and supporting themselves, yes then I would feel sorry for them... I dont feel bad cause someone can't have the baller car over something that'll just get them around....

If this belief makes me an insensitive d-bag then oh well... Maybe if more ppl would stop trying to live above their means, there would be a lot less ppl with maxed out credit cards, house foreclosures, ppl way in debt, etc...

zbrown;295587 wrote:
Ask yourself who you are trying to reason this too.... really now.... is it worth the effort??

Yeah good point.

Sven;295576 wrote:
Wait. So they're both Bosnian...both drive black STi's...and their names differ by one letter? Man...that's crazy.

yep thats right

PSiedTSi;295582 wrote:
You're an idiot. How do you know he wasn't trying to sell it and he owed more on the car than it was worth?

No ones asking you to feel bad, but fuck man, you don't have to be so fucking insensitive(or douchebag). It's not always black and white. If person x was diagnosed with cancer and couldn't work therefore their car got repossessed, it's a little different situation.

Ask yourself who you are trying to reason this too.... really now.... is it worth the effort??

bubba;295569 wrote:
looks like it's time to buy a cheaper car...

even so, shit happens and i dont feel bad...

You're an idiot. How do you know he wasn't trying to sell it and he owed more on the car than it was worth?

No ones asking you to feel bad, but fuck man, you don't have to be so fucking insensitive(or douchebag). It's not always black and white. If person x was diagnosed with cancer and couldn't work therefore their car got repossessed, it's a little different situation.

out there;295579 wrote:
it's all about planning appropriately. if you know you can't handle a 1000 deductible, you'd better pay extra for 500 or 250. if you can't handle a 250 deductible, you've got bigger problems.

i have a shit job and make almost no money after bills, and even i have a lot more than a grand for "shit happening" type things...

Kossick;295572 wrote:
even with insurance you could still have to pay up to $1,000 out of pocket for deductible...
it's all about planning appropriately. if you know you can't handle a 1000 deductible, you'd better pay extra for 500 or 250. if you can't handle a 250 deductible, you've got bigger problems.

Sven;295576 wrote:
Wait. So they're both Bosnian...both drive black STi's...and their names differ by one letter? Man...that's crazy.

Is it tho? Nothing from her statement surprises me.

Spoolz;295567 wrote:
Yea bosnian, no he doesn't work at Granite City...there is a guy that works at GC with a black sti tho but anywho its Samir's sti in the pics.....the guy that works at GC is Semir

Wait. So they're both Bosnian...both drive black STi's...and their names differ by one letter? Man...that's crazy.

out there;295503 wrote:
damage caused by your vehicle? insurance
damage to your house/apartment? insurance
divorce, child costs, property repossession, etc.? bad decisions that require responsibility

While you are right for the most part about insurance, you have to consider the fact that even with insurance you could still have to pay up to $1,000 out of pocket for deductible...

PSiedTSi;295466 wrote:
How do you know it was out of their means?? Maybe the guy was making $150000k(for torbs) a year and lost his job. You have NO idea.

looks like it's time to buy a cheaper car...

even so, shit happens and i dont feel bad...

Spoolz;295505 wrote:
Ahhh I know whos this is....Ive drove the car actually.......sucks but I guess it happens

Who is it