My turn to vent..
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torbs wrote:
excuse me...i need to go take a democrapAlso, I am living off campus and this is indeed my freshman year...but right now with my car situation, and money situation in general (even if I had the money sittin in the bank), I cant afford the $4,000+ for the year (I think it's around there anyway)...If things pan out the way I want them to, I have 3 more years after ndsu that cost $23k alone for tuition...that's not including living costs at all. Dorms at the University I want to attent are $17k/year...I have to start saving now (minus an occassional car splurge ;)) because I want to keep my loans to a minimum. That, and I can only do homework when there's peace and quiet...I cant handle background noises when i do my hwork. As in, the absolute most I can handle is a quiet TV...that's about it.
I have heard mixed reactions from dorm life...most people that I have talked to that live in the dorms want to get out as soon as they can. Maybe I've just talked to the wrong people...idk
Ahh, but you are talking about taking about INVESTING money into your future. There's a bit of difference between that and paying taxes. Irregardless of that, I'd still trade your loans for my taxes. :icon_thumleft:
As for dorm life, I highly recommend it for at least one semester.
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bader3245 wrote:
Well, 5th year Engineering Senior, and my book bill for this semester rung up to a grand total of $0.00
WTF, how do you get off like that? Is that because you Manufacturing guys don't take any real classes? :icon_tongue: Jk man. That is sweet though. I just reserved mine and it will be $426 if they have all used ones...
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There are pros/cons to dorm life.. The obvious Pro's are: meeting people, study groups, being right on campus, knowing where the party life is, etc.
The Con's: During X-mas vacation theres a limit on when you can be there, like check-out/check-in; etc. etc. (for some people this may become an issue with time-off from work if they are working) Not having a room to yourself, noises (from mostly all over; hard to sleep in if you decide to say F**K! day of school..) The partying life can get to you and you may fail, etc. Oh and most of all the cost.. Which when averaged out, you could rent an Apt. on a 1 yr. lease and be equal or less or more, but with more personal space, etc. etc. I've seen numerous dorms, and Man; they are smaller than my room in my Apt., and I think my room is too small.
You can always sell your books back at the end of the semester, some they buy back, some they don't, but it's like anywhere from 30%-60% roughly estimating what they'll give you back in cash (good for beer $$$, lol)
I'd take an Apt., always @ first if I did it all over again, which I originally did, but never did get a full-dorm experience, yet don't regret the Apt-life. -
bought 4 books today for $331 and some change.
i agree with chuck. you really should experience dorm life for at least one semester as a part of your college experience. i really enjoyed it. id never go back instead of having an apartment, but its better than living at home.
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99slowGSX wrote:
I am so pissed...I had to spend 150,000 on a house. Gosh life sucks.Isn't it so hard to bite your tongue when some kid (or semi-adult)is complaining about 300 dollars in rent or not having enough money to pay his/her cellphone bill when all you want to do is quietly and politly tell them that you Homeowners insurance and gas/electric/water/etc bill is somewhere around there, and that your mortgage per month is more then they make in 3...
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MethodlesS wrote:
If you are paying in, <u>it's your fault</u>, you need to find better ways to write things off.LOL @ that. I have accountants that do that shit for me and trust me, if there was a legal way to write off more than I do, I'd do it. Nearly everyone pays into taxes in some way shape or form. Just because you got X amount of dollars back at the end of the year doesn't mean you didn't pay in, just that you paid too much in and are deserving of a credit at years end. Also, I run a business (albeit a small business) so I am pretty much forced to pay in on that come year end/quarter end. It's not like I can make my customers pay my income tax at the exact moment they purchase something from me. Without getting into specifics, I will be owing quite a bit at the end of this year even though I own a house, run a business that has decent writeoffs, had a kid, am married and claim zero dependants (not even myself) at my normal 8-to-5 job.
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MethodlesS wrote:
Isn't it so hard to bite your tongue when some kid (or semi-adult)is complaining about 300 dollars in rent or not having enough money to pay his/her cellphone bill when all you want to do is quietly and politly tell them that you Homeowners insurance and gas/electric/water/etc bill is somewhere around there, and that your mortgage per month is more then they make in 3...its all about ratios...$300 to us may be like $1,000 or more to you. its all based on one's income
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torbs wrote:
its all about ratios...$300 to us may be like $1,000 or more to you. its all based on one's incomeExactly. $300 to someone who makes $10K a year is 3% of their total income...in the big scheme of things thats quite a large purchase to make. It adds up quickly when you don't earn much.
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tjamz wrote:
LOL @ that. I** have accountants that do that shit for me and trust me, if there was a legal way to write off more than I do, I'd do it.** Nearly everyone pays into taxes in some way shape or form. Just because you got X amount of dollars back at the end of the year doesn't mean you didn't pay in, just that you paid too much in and are deserving of a credit at years end. Also, I run a business (albeit a small business) so I am pretty much forced to pay in on that come year end/quarter end. It's not like I can make my customers pay my income tax at the exact moment they purchase something from me. Without getting into specifics, I will be owing quite a bit at the end of this year even though I own a house, run a business that has decent writeoffs, had a kid, am married and claim zero dependants (not even myself) at my normal 8-to-5 job.Quick suggestions, if your not already using someone from their firm I'd go to Eide Bailey and try to get a partner by the name of Mytinger (spelling?) to go through your books, he's the man i can't afford not to afford.
Second bold, i wasn't talking about returns, I also get no return, because i make less than 2K a year....sort of....
third: i'm just wondering if you're having to pay into workmans comp etc. and if that the majority of your tax problem then i recind (spelling again) my original post
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MethodlesS wrote:
Quick suggestions, if your not already using someone from their firm I'd go to Eide Bailey and try to get a partner by the name of Mytinger (spelling?) to go through your books, he's the man i can't afford not to afford.Second bold, i wasn't talking about returns, I also get no return, because i make less than 2K a year....sort of....
third: i'm just wondering if you're having to pay into workmans comp etc. and if that the majority of your tax problem then i recind (spelling again) my original post
Eide Bailey didn't do as good as the person I use now.
Glad you cleared that up
I don't pay workers comp cuz its just me that is working for me. I don't consider that a tax anyway, more of an insurance policy than anything else.
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StangerBanger96 wrote:
Exactly. $300 to someone who makes $10K a year is 3% of their total income...in the big scheme of things thats quite a large purchase to make. It adds up quickly when you don't earn much.To respond to this i forget that i havn't introduced myself on this forum yet, but i'm 23 have a house ,2 kids and all that, my wife and i are both in college and we get by because we work full time and spend it differently.
I didn't meanto say that my bills one up yours, only that you shouldn't complain because you chose to spend your money somewhere else.
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