insurance company
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$240 per month... I have everyone beat! Through state farm in Fergus Falls ( used to live in battle lake )
2 speeding tickets, and 1 street racing ticket... 1 of the speeding tickets was almost 5yrs ago so its going to be going off my record soon.
And I checked it out and my insurance company doesnt show the street racing ticket or the other speeding ticket... must be because they were in ND and I live in MN or something, but the street racing was over a year ago.
I really really need a different insurance company or something because $240 a month on insurance is more than I have ever heard of anyone paying... even some guys I work with have DUIs with full coverage and dont pay as much as me.
Oh and I have no accidents... so whats up with that?
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yeah i dont know about state farm either, im on my parents who both have clean records and mine was 160 a month before and 174 a month now that i have an exhibition driving ticket. We also do the 6 month payment plan so its 1044 now and was 9something pre-ticket.
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A higher deductable is cool if want a lower premium, but if you do get in an accident who actually has $500-$750 laying around to pay it. I just kept the lower deductable and I pay a bit more. my last three accident have all been deer, I paid a $100 deductable. That's through Farmers union. I live at home but pay my own insurance but because I do live at home I get a family discount. Mines varies between $195-$215 every 2 months. I still have few point on my license though. Should be getting down there though. I lost my license for a whole two weeks, the timing was right so I got a point back two weeks after I lost it. If I remember right you get one back every six months if you keep a clean driving record in between.
Sterling Archer: Oh my god! You killed a hooker!
Cyril Figgis: Call girl!
Sterling Archer: No Cyril! When they're dead they're just hookers!
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I pay 632 every 5 months through gieco... thats with a whole lot of tickets and an accident back in high school(wasn't sited for it though) mine was higher more like 900 ever six months but then I turned 21, it's just liability, but full coverage isn't that much more through my company and I think it's like 2 dollars more a month when I had a second vehicle. gieco may not be the cheapest, but working nights, it's nice that I can call anytime and they have always been willing to work with me.
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they actually consider my grand prix as a sports car now...when i first got it was a family sedan...i had to laugh when they recategorized it...but the thing with my talon was that I just had limited miles insurance...like I could drive it 8k a year or so
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PSiedTSi wrote:
well its a wrx...wrx are cheap to insure, have great safety ratings and are considered family sedans by most major insurance companies.
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i know theyre great for insurance.. but a friend of mine is in the same boat hes in. he had a 95ish camaro.. got a buttload of tickets, a minor, then some lady in a truck decided to total his car on 32nd. i think he said the only way he could even get insurance was if he got a really slow family car (99 accord) and went through a certain company.
wasnt getting my hopes up too high.. but id really love to get an RS/WRX.. so i figured id try.
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Like I said, subaru's are really good on insurance cuz they are considered family cars....even the STi, heck some places rate the STi at a lower price due to better brakes, suspension, etc....
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I pay about $125/month $750/6 months Full coverage with $500 deductable Clean ND driving record. When i bought the max the cheapest was brad at country ins. I have been with them ever since. I have got other quotes and every other place has been about $1000.
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I'm paying $98.02 a month for full coverage on my 02 Type-S. Have $500 deductable, rental car insurance, multiple line discount, good student discount. Lost both my new business discount (wasn't much, maybe 5%) and my steer clear discount which was 15% because of my accident and speeding ticket this spring. Both happened within a month of each other. All in all, my insurance only went up $50 over my 94 civic ex I was driving. Oh, I am 22 now, and have been insured by State Farm, Mike Sterlings office since I was 14. I have never paid more than $98 on a car. I was at a total of $125 3 years ago with my Tsi and Tracer I was driving at the time. Only the Tsi had full coverage. Civic had full coverage which was $78 for the first 2 years owning it, then it dropped to $48 when I turned 21. My first car was $60 a month for just liability, same with the second and third (tracer was the third, and that was before I got the talon).
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